How to Close Flipkart Pay Later ? 5 Simple Steps

You may be searching for How to Close Flipkart Pay Later if you are a regular Flipkart customer and chose to use the Flipkart Pay Later payment option. It’s a well-liked choice for consumers who would want to make monthly payments for their purchases rather than completing a transaction each time they make a Flipkart buy.

However, only qualified consumers can currently use this option. Therefore, if you’re not using this option, visit your Flipkart profile to see if you qualify.

Pay later is a feature that Flipkart provides via IDFC First Bank Ltd. By visiting the active accounts section of your CIBIL profile, you may also verify it there. We’ll explain in detail how to terminate your Flipkart pay later account in this significant blog post.

How to Close Flipkart Pay Later Permanently

People terminate their pay later accounts for a variety of reasons, such as changes in their payment method, CIBIL score, and yes, inability to make monthly payments because of excessive buying. Finding the Flipkart pay later deactivation option is a challenge for many individuals. To terminate your Flipkart Pay Later account permanently, you can take the following actions:

1. Open Your Flipkart Account

To begin with, you must sign into your Flipkart account. Do you still have the password, phone number, and email address you used to create it? Use that to access your account.

2. Go to the Flipkart Help Center

After logging in, let’s visit the Flipkart support center. Look for a little, self-centered icon; it usually resides in the top right corner.

3. Locate the ‘Chat’ or ‘Callback option’

This is probably the most important step in how to deactivate pay later in Flipkart. On the help centre page, look for the “I want help with other issues” option. Tap on it and then go to “others” which you will see at the bottom of the list. Again tap on “others” in the drop-down. You will now see the callback option.

4. Request a Call Back

After requesting a callback, a Flipkart customer service agent will contact you in five to ten minutes. Kindly request assistance from the support staff to disable your Flipkart pay later IDFC bank account. Make sure you request a permanent closure of your account rather than a temporary deactivation or suspension.

5. Account Closure and Timeline

Your Flipkart Pay Later account will be closed over the course of the following month after the chat or call. Have patience! This closure will soon be reported as “closed” on your CIBIL report, typically in the next two to three months.

Send Email for Closure Request

As an alternative, you can email Flipkart at “cs@flipkart.com” using your registered email address to request the closure of your account if you’re still having trouble closing Flipkart Pay. Make sure the subject line of your email explicitly states your request to close your account (e.g., “Flipkart Pay Later Closure Request”).

One of their representatives will contact you via email or phone at the number you have registered after you send them an email. Recall that email correspondence is an alternative means of communication, so there’s no assurance that you’ll receive a response or that your account won’t be closed. Choose to get in touch with the help center via the first option if you want to know how to disable Flipkart pay later.

Try Contacting RBI Ombudsman

The Ombudsman of the Reserve Bank of India is available to handle grievances and issues pertaining to financial services, including your Flipkart Pay Later account. You can bring up your problem with them and describe the circumstances and actions you’ve already taken.

Just keep in mind that before presenting your grievance redressal request to the ombudsman, you should arm yourself with all pertinent information.

Always Remember Before Closing Your Flipkart Pay Later Account

To guarantee a seamless closure process, pay off all outstanding balances prior to closing your Flipkart Pay Later account.
Within two to three weeks of requesting account closure, your Flipkart Pay Later lending provider (IDFC First Bank) will issue you a No Objection Certificate (NOC). Please don’t hesitate to contact the Flipkart help center with questions if you don’t receive it.
Remember that there is no going back once you close your Flipkart Pay Later account. You won’t be able to reapply for Flipkart Pay Later once it has closed.

Even though closing your Flipkart Pay Later account might seem like a small step, there are a few things to think about before making this choice. With any luck, this guide on “how to close Flipkart Pay Later” will enable you to successfully terminate your account.